Invest in India. Grow Globally.
End-to-end cross-border financial planning for NRIs — from India investment accounts to retirement, repatriation, and generational wealth transfer.
Wherever You Are
Built for Global Indians
Virtual consultations, digital onboarding, and secure online portfolio access — manage your India investments from anywhere in the world.
Middle East
Dubai • Abu Dhabi • Doha • Riyadh • Kuwait
NRE/NRO setup, DTAA with GCC nations, repatriation
North America
New York • Toronto • San Francisco • Chicago
India portfolio diversification, FEMA compliance
Europe
London • Frankfurt • Paris • Amsterdam
Cross-border tax planning, currency risk management
Asia Pacific
Singapore • Sydney • Hong Kong • Kuala Lumpur
GIFT City funds, LRS investments, dual-market strategy
Our Services
NRI Wealth Management
Whether you are in the Gulf, North America, Europe, or Southeast Asia, we help you stay connected to India's growth story while managing your global wealth.
NRI Wealth Planning
Comprehensive wealth management strategies designed specifically for NRIs to grow and protect their wealth across borders.
- Multi-currency planning
- Repatriation strategy
- Estate structuring
NRI Retirement Planning
Plan your return to India with confidence. We help you build a retirement corpus that supports your lifestyle goals.
- India return readiness
- Pension optimization
- Post-retirement income
India Investment Solutions
Access India's best investment opportunities including Mutual Funds, PMS, AIF, Bonds, and more from anywhere in the world.
- NRI-specific funds
- PIS & demat accounts
- Tax-efficient structures
Global Tamil Wealth Planning
Specialized wealth management for the global Tamil community, combining cultural understanding with financial expertise.
- Tamil-speaking support
- Family wealth planning
- Community-focused advice
Cross-Border Financial Planning
Navigate tax implications, currency fluctuations, and regulatory requirements across multiple jurisdictions.
- DTAA optimization
- FEMA compliance
- Currency risk management
Why India Now
The India Growth Story
India is one of the world's most attractive investment destinations. NRIs are uniquely positioned to participate in this growth.
7%+
GDP Growth
Fastest growing major economy
12%+
Market Returns
Long-term equity wealth creation
35M+
Overseas Indians
Global diaspora building India wealth
$125B
Remittances
India receives the highest globally
The Invisible Wealth Map for NRIs
Discover hidden opportunities, tax-saving strategies, and wealth-building secrets specifically designed for Non-Resident Indians. Your complete guide to growing wealth across borders.
- NRI-specific tax optimization strategies
- Cross-border investment opportunities
- Repatriation & compliance checklist
- FEMA & DTAA benefits explained
The First Step Advantage
Why NRIs Choose First Step
Big firms treat you like an account number. We treat you like family. Here's what sets our NRI service apart.
Direct Access to Your Consultant
No call centers, no junior associates juggling hundreds of files. You work directly with Francis J. — every consultation, every portfolio review, every decision.
100% Digital Onboarding
Complete KYC, open NRE/NRO and PIS accounts, and start investing entirely online. Paperless, secure, and built for NRIs who can't visit a branch in person.
Tamil-Speaking Expertise
Cultural context matters in wealth planning. We speak your language — especially important for family decisions, property matters, and generational wealth transfer.
AMFI Registered & Compliant
Fully AMFI-registered consultancy with FEMA-compliant transactions, transparent fee structures, and regulatory adherence on every single investment.
How It Works
Your NRI Investment Roadmap
01
KYC & Account Setup
Seamless NRI KYC, bank account, and demat/trading account opening support.
02
NRI Investment Planning
Build a customized India-focused portfolio aligned with your goals and risk appetite.
03
Invest & Monitor
Execute investments across mutual funds, PMS, AIF, bonds, and more with 24/7 tracking.
04
Repatriation & Review
Regular portfolio reviews, tax reporting, and smooth repatriation when you need it.
NRI Client Voices
What Our Global Clients Say
“I have been investing through Mr. Francis for the past 9 months. He is a very professional and knowledgeable mutual fund advisor. He always motivates and guides me with patience, helping me understand investment decisions clearly. His positive attitude, excellent communication, and genuine concern for his clients make him stand out. I would highly recommend Mr. Francis to anyone looking for a trustworthy and encouraging financial advisor.”
Samuel Ratnam
Medical Coder
Dubai, UAE
“Fantastic experience with Mr. Francis J. As an NRI, I was worried about managing Indian investments and navigating taxes. He and his team handled all the documentation smoothly and consistently delivered excellent portfolio growth. Highly professional, ethical, and always available to answer questions. I would definitely recommend FSCS to my colleagues.”
Valanarasu
ISS M&E PTE LTD, Singapore
“I sincerely thank Mr. Francis of First Step Consultancy Service for his exceptional financial guidance and professional support. His expertise has given me greater confidence in planning my financial future and renewed my hope for achieving my long-term goals. I highly recommend his consultancy services to anyone seeking trustworthy and reliable financial advice.”
Richard Amuthan
Senior System Engineer
Emircom, Riyadh, Saudi Arabia
“I've had an excellent experience with First Step Consultancy, especially with Mr. Francis. His professionalism, transparency, and genuine commitment to helping clients build wealth through smart financial planning are truly commendable. I highly recommend First Step Consultancy and Mr. Francis to anyone looking for reliable financial services.”
Jamshid
Country Manager
Paricott Trading, Qatar
Common Questions